Description: This paper presents and discusses the 1952 inter-company study of the experience under certain ordinary disability benefits between the 1930 and 1950 anniversaries. From TRANSACTIONS OF SOCIETY OF ACTUARIES, 1954 VOL. 6 NO. 14.

Description: The main focus of this report is the presentation of information and methodologies to support the analysis of the financial impact of AIDS on individual companies writing life insurance in the U.S. Topics include reserving and development of valuation tables used for both statutory and GAAP accounting. This report should be viewed as a supplement to the Individual Life Report. Many of the issues and conclusions in the Individual Life Report are equally applicable to individual disability insurance and are therefore not discussed herein. From Transactions of Society of Actuaries 1990, Vol. 42.

Description: This paper presents and analyzes data on disability and disability termination rates from group waiver of premium, group disability income, individual loss-of-time business and the OASDI system. The paper also presents the differences in disability termination rates between male and female and the possible causes. From Transactions of Society of Actuaries 1979, Vol. 31.

Description: In this paper, the authors created a mathematical model which reflects typical relativities by age, duration of disablement, and deferment period for disability risk. The paper is followed by discussions submitted by various reviewers.

Description: This report presents a study of disability claims approved under the Waiver of Premium Disability Clause through December 31, 1948.

Description: This paper presents a disability continuance table based on industry individual policy experience to render it suitable as a standard for expected claims and for adjusted earnings purposes. Also includes discussion of the paper by John B. Cummings, Timothy A. Hinchliff, John H.Miller, R.Terry Nelson, John S.Thompson Jr., Eduard H.Minor

Description: Report of the Task Force to Recommend Morbidity Standards for Valuation of Credit Disability. The key recommendation was that a new morbidity standard for valuation of policy reserves be adopted based on the tables developed by the Task Force. The tables are developed from the 85CIDA tables with incidence rates increased by 12%.

Description: This paper presents a discussion on the paper titled, 'Work Life Expectancy as a Measure of Damages' by Thomas C. Smith and Frank L. Griffin, Jr. The technical aspects of the original paper are discussed, legal precedents for damage findings, and additional factors to be considered in determining damages.

Description: The premise underlying the method illustrated is simply that, in a suit for damages based on earnings lost by reason of premature death or permanent disability, the value of future earnings should not be measured in terms of the whole of life but rather in terms of a more realistic work life expectancy.

Description: The Society's Group Disability Insurance Experience Committee has completed their study of termination experience for the period 2009-2017. Included is a preliminary report, consolidated database (CDB), pivot tables and appendices.